Terms and conditions for teospalumyetlo.com use
These terms govern your use of our website and subscription service. Please read them carefully before engaging with our services.
August 25, 2025
Acceptance of terms
By accessing our website or subscribing to our services, you accept and agree to these terms and all applicable policies. If you do not agree, please do not use our site or services.
Definitions
Key terms used in these conditions include:
"Service" refers to our subscription-based financial planning and related support.
"User" means any individual or entity accessing or using our website or services.
"Agreement" refers to these terms, policies, and any subsequent amendments.
"Content" means all website text, images, and materials provided by us.
Service usage
Our subscription service is available to individuals and businesses in Australia, subject to eligibility and compliance requirements.
Eligibility
You must be at least 18 years old and legally able to enter into contracts to use our service.
Service is not available to minors.
User responsibilities
You are responsible for providing accurate information and keeping your account details up to date.
Prohibited uses
You must not misuse our website or services.
Intellectual property rights
All content, logos, and materials on teospalumyetlo.com are our exclusive property or licensed for use. Unauthorised copying, distribution, or commercial use is strictly prohibited. You may view, print, or download materials for personal use only, subject to these terms.
User-generated content
If you submit content, you retain ownership but grant us a licence to use, modify, or display it in connection with our service.
Your rights and responsibilities
You must ensure submitted content is lawful, accurate, and does not infringe on third-party rights.
Privacy and data protection
We protect your information as outlined in our Privacy Policy. Please review it for details about data collection, use, and your rights.
See Privacy PolicyImportant service disclaimer
Our service provides general guidance only. No specific results or financial outcomes are promised.
Please review carefully
Results may vary based on your circumstances. Consult a professional before making financial decisions.
Limitation of liability
We do not accept liability for indirect, special, or consequential losses incurred in connection with our service or website use.
Indemnification
You agree to indemnify and hold us harmless for any claims arising from your use of the website or service.
Dispute resolution process
If a dispute arises, please contact us first to discuss a resolution in good faith.
Arbitration
Disputes not resolved informally may be submitted to arbitration in Australia, subject to applicable law.
Arbitration does not limit your consumer law rights.
Online Dispute Resolution (ODR)
Australian consumers may access external dispute resolution services if necessary. Details are available on request.
Learn about our disclaimerSeverability
If any provision is unenforceable, the remaining terms remain fully effective.
Entire agreement
These terms, together with policies, make up the entire agreement between you and teospalumyetlo.com regarding use of our site and service.
Applicable law and jurisdiction
These terms are governed by Australian law. Disputes will be handled in accordance with local regulations.
Termination
We may suspend or terminate access to our website or service for breaches of these terms or the law.
Changes to terms
We reserve the right to update these terms at any time. Continued use of our site indicates acceptance of revised terms.
Contact for terms
If you have questions, please contact our support team for assistance.
Contact email: content@teospalumyetlo.com
Phone number: +61.7.2599.8581
Postal address: 255 Broadway, Glebe, NSW 2007 Australia
Effective date: August 25, 2025
Version: v3